More Ways to Save Money

A while back I wrote a post about how to save money in your 20's, which its really for any age really! But I have since found even more ways.  I really love saving money guys. Some are repeats but these are my tried and true ways!

1. Digit - This is an app where it uses your bank account, studies it, and will pull money every couple days. The algorithm is meant to take money that you really wont even know has gone missing a $10 here, $5 there and it really adds up.  I have been using it for about 2 weeks and have already saved $160.  You can withdraw the money at any time and save a lot or a little! 

2. Ebates - This is another really awesome one because you can get cash back for SO many sites and you get a check every 3 months. You can get $10 just for signing up! Its a little thing, but for big purchases, or around the holidays it racks up quickly.  And you often get a gift card when you sign up!

** Here's one more way to save money.  Honey, a chrome extension that will surf the web for coupons and find the one that saves you the most money.  I can't tell you how much money this has saved me!

3. Ibotta - Is a way to save money for groceries where you take a picture of your receipt and the item for certain things.  It can be time consuming but its an easy way to get a gift card to many places! If you sign up using that link you will get $10 right off the bat

4. Coupons - This may sound silly but I have the Kroger app on my phone and I go through about once a week and just add a ton of coupons onto my loyalty card (so theres no printing or leaving them at home) and I save a couple dollars every trip which adds up.

5. More Grocery Trips - I know this sounds counter-intuitive but I find that often I don't eat or prepare my food in enough time if I just buy a ton once a week.  Usually I buy too much, my food goes bad and I just buy food to replace it.  Or I feel like Im running out of something and replace it too quickly. If I go twice a week I buy less, my food doesn't go bad as quick and I save money! Another tip is to go to the store with a list, and not hungry.  If I don't go with a list Im often buying things I don't need!  

6. Return Items - I know this seems silly too but I often find I buy things, feel meh about them when I get home but I don't return them.  Then I am just wasting money. Girls with makeup go shopping at Ulta or Sephora they are really good about returns even if you use something a few times and it doesn't work out.  This si where I have lost the most with money.

7. Wait for sales or free shipping -  I love boutiques so sometimes I buy things that I need to return and not only have a paid for shipping once but now twice.  Waiting on some of these items can really cut back a few dollars over time.

These are some of my favorite ways that I use on a daily basis!  What are some of your favorite ways to save money? 

7 Ways to Save Money in your 20's

Hi Friends, so as you can tell from my blog name, I am sorta new to this whole adult world.  But I think at any age bills are no fun. I may be a little crazy about watching my every cent and trying to save money here and there, but no one ever said they saved too much money.  And as my mother says "You have to save money to spend money".  So here are just a few tips and tricks I have learned on how to save a few pennys. 

1. When you are moving, take all the hand-me downs you can get.  Sometimes I was stubborn and didn't want "second-hand" things.  I wanted to do it all on my own.  Dumb, take the help.  I found this very difficult myself, but things like old plates, silverware, and random furniture add up SO fast. And sometimes its not the perfect items, but it could turn into an awesome DIY project, or you wait just a few simple months to spread out all the spending so it doesn't hit you at once.  People are happy to get rid of their old stuff too. Win win for everyone.

2. Sell back some things. I have cleaned out my closet several times and taken my items to either Plato's Closet or Clothes Mentor.  They often give me very little for my clothes, but hey thats a few cups of coffee and its worth it to get rid of the extra. (COMING SOON HOW TO: PURGING YOUR CLOSET).

3. Wait to purchase things.  Sometimes I get these urges like I NEED A PRINTER NOW. (Um okay Keri). But anyways sometimes I sit on the idea for a while and if I need to print things I go to Fedex or use my work printer.  I find that we think a lot of purchases are necessary when they aren't. Waiting just a week makes this item either a must have or I can live without.

4. Apps on our phone.  I use my bank app every day to see my transaction and that keeps me really on top of my spending.  I also use the app and website Mint.  This site is SO helpful.  It helps you to make budgets and tags your purchases.  This helps you see trends, how you spend your money and where it goes each month.  I found it really helpful when I wanted to sit down and set a budget for the year, I looked at my spending for the last 6 months, with monthly averages.  I found areas I could cut, made realistic budgets and set a goal for my savings account.

5. Rebates.  This is one of my favorites. If you haven't heard of Ebates, you should sign up right now! This site gives you money back on a ton of websites you shop at online. I have no idea how they do it. It's super simple, you just go through their site before you go to your desired site.  It will give you a check once a quarter or to your pay pal account.  I have made $40 this way and my mom has made $150 during christmas time. I also have started using Ibotta for grocery items.  I am still learning the ropes on this but it seems to work out well.  Here you can get more gift cards to a lot of great places! 

6. Return Items that don't work for you.  I often buy clothes or makeup and sometimes I just think eh its okay. Return these items! Don't buy things that aren't 100% and make up stores are really good about taking things back if its not exactly what you want. I feel like I have lost so much money by keeping things I was just too lazy to return.

7. Upwork. This is a site that lets you do some work on the side, you do need 3 references but you can do anything form social media work, photoshop, to secretary items.  They give different hour options and prices. It s a really easy way to do some things on the side by your terms.

I hope this helps to trim the fat on some areas or make some extra cash if you are looking to save more money! What tips do you have? I'm always looking for new ways.