7 Ways to Save Money in your 20's

Hi Friends, so as you can tell from my blog name, I am sorta new to this whole adult world.  But I think at any age bills are no fun. I may be a little crazy about watching my every cent and trying to save money here and there, but no one ever said they saved too much money.  And as my mother says "You have to save money to spend money".  So here are just a few tips and tricks I have learned on how to save a few pennys. 

1. When you are moving, take all the hand-me downs you can get.  Sometimes I was stubborn and didn't want "second-hand" things.  I wanted to do it all on my own.  Dumb, take the help.  I found this very difficult myself, but things like old plates, silverware, and random furniture add up SO fast. And sometimes its not the perfect items, but it could turn into an awesome DIY project, or you wait just a few simple months to spread out all the spending so it doesn't hit you at once.  People are happy to get rid of their old stuff too. Win win for everyone.

2. Sell back some things. I have cleaned out my closet several times and taken my items to either Plato's Closet or Clothes Mentor.  They often give me very little for my clothes, but hey thats a few cups of coffee and its worth it to get rid of the extra. (COMING SOON HOW TO: PURGING YOUR CLOSET).

3. Wait to purchase things.  Sometimes I get these urges like I NEED A PRINTER NOW. (Um okay Keri). But anyways sometimes I sit on the idea for a while and if I need to print things I go to Fedex or use my work printer.  I find that we think a lot of purchases are necessary when they aren't. Waiting just a week makes this item either a must have or I can live without.

4. Apps on our phone.  I use my bank app every day to see my transaction and that keeps me really on top of my spending.  I also use the app and website Mint.  This site is SO helpful.  It helps you to make budgets and tags your purchases.  This helps you see trends, how you spend your money and where it goes each month.  I found it really helpful when I wanted to sit down and set a budget for the year, I looked at my spending for the last 6 months, with monthly averages.  I found areas I could cut, made realistic budgets and set a goal for my savings account.

5. Rebates.  This is one of my favorites. If you haven't heard of Ebates, you should sign up right now! This site gives you money back on a ton of websites you shop at online. I have no idea how they do it. It's super simple, you just go through their site before you go to your desired site.  It will give you a check once a quarter or to your pay pal account.  I have made $40 this way and my mom has made $150 during christmas time. I also have started using Ibotta for grocery items.  I am still learning the ropes on this but it seems to work out well.  Here you can get more gift cards to a lot of great places! 

6. Return Items that don't work for you.  I often buy clothes or makeup and sometimes I just think eh its okay. Return these items! Don't buy things that aren't 100% and make up stores are really good about taking things back if its not exactly what you want. I feel like I have lost so much money by keeping things I was just too lazy to return.

7. Upwork. This is a site that lets you do some work on the side, you do need 3 references but you can do anything form social media work, photoshop, to secretary items.  They give different hour options and prices. It s a really easy way to do some things on the side by your terms.

I hope this helps to trim the fat on some areas or make some extra cash if you are looking to save more money! What tips do you have? I'm always looking for new ways.

Interview Outfits on a Budget

Hey guys! Hope you're having a great Thursday.  SO I am by no means a fashion guru, (although I am trying to up my game) but one thing I do know about is getting interview outfits on a budget.  But have no fear, I have learned a few things along the way that will hopefully help!

When I was interviewing, I was lucky enough to go to a few company's that were a lot more casual. That being said though, always go into an interview a little more dressed up than you think you should be!  You can always adjust if you make it through more rounds and go back. It can be difficult though because some agencies are old school and dress very nice where others are in sweats.  PSA: NEVER interview in your sweats, unless it's a phone interview then definitely wear sweats.

One thing I did find a little helpful, is stalking social media sites.  May seem weird but sometimes they have company outing pictures and it can give you a sense of the atmosphere. 

I also really really love dresses for interviews.  You can dress it up or down easily by wearing flats or heels, adding a blazer or jewelry. I believe the key is to have 3-5 solid outfits.  You don't need too many because you'll usually go to a company three times, and they won't know if you wore the same outfit somewhere else. What I have that I've gotten the most wear out of is: a good neutral flat/black heels, two dresses, a few shirts, a blazer, dress pants and a full suit.  I really believe if you can save up or ask for a nice well fitted suit as a present it will pay for it's self time and time again.  You can use the blazer to dress up any outfit, or use the pencil skirt/pants to mix and match with multiple shirts.  It's also just a really great idea to have a suit on hand at all times. 

I honestly found a lot of nice shirts & dresses from places like Forever 21 and H&M.  As long as they fit you well and are made of nice looking material, no one will know you spent under $20 on it.  I also found blazers there!  One of the most important things you can do is make sure you have clothes that fit well and are of course ironed.  We all know that first impressions are important.  The price tag of the clothes don't matter as long as the effort is there.

Whatever type of clothes you buy and whatever price tag that comes with it, make sure you are purchasing items that not only you like, but that you feel confident in.  I know whenever I went into an interview, and I had a new dress on that I really liked, it would always put me in the mind set "Yeah, I got this". That emanates and everyone can tell, putting the interview in a really good mood.

What is your advice for interviews?  Let me know if you want to see any of my outfits I have worn!