7 Ways to Save Money in your 20's
Hi Friends, so as you can tell from my blog name, I am sorta new to this whole adult world. But I think at any age bills are no fun. I may be a little crazy about watching my every cent and trying to save money here and there, but no one ever said they saved too much money. And as my mother says "You have to save money to spend money". So here are just a few tips and tricks I have learned on how to save a few pennys.
1. When you are moving, take all the hand-me downs you can get. Sometimes I was stubborn and didn't want "second-hand" things. I wanted to do it all on my own. Dumb, take the help. I found this very difficult myself, but things like old plates, silverware, and random furniture add up SO fast. And sometimes its not the perfect items, but it could turn into an awesome DIY project, or you wait just a few simple months to spread out all the spending so it doesn't hit you at once. People are happy to get rid of their old stuff too. Win win for everyone.
2. Sell back some things. I have cleaned out my closet several times and taken my items to either Plato's Closet or Clothes Mentor. They often give me very little for my clothes, but hey thats a few cups of coffee and its worth it to get rid of the extra. (COMING SOON HOW TO: PURGING YOUR CLOSET).
3. Wait to purchase things. Sometimes I get these urges like I NEED A PRINTER NOW. (Um okay Keri). But anyways sometimes I sit on the idea for a while and if I need to print things I go to Fedex or use my work printer. I find that we think a lot of purchases are necessary when they aren't. Waiting just a week makes this item either a must have or I can live without.
4. Apps on our phone. I use my bank app every day to see my transaction and that keeps me really on top of my spending. I also use the app and website Mint. This site is SO helpful. It helps you to make budgets and tags your purchases. This helps you see trends, how you spend your money and where it goes each month. I found it really helpful when I wanted to sit down and set a budget for the year, I looked at my spending for the last 6 months, with monthly averages. I found areas I could cut, made realistic budgets and set a goal for my savings account.
5. Rebates. This is one of my favorites. If you haven't heard of Ebates, you should sign up right now! This site gives you money back on a ton of websites you shop at online. I have no idea how they do it. It's super simple, you just go through their site before you go to your desired site. It will give you a check once a quarter or to your pay pal account. I have made $40 this way and my mom has made $150 during christmas time. I also have started using Ibotta for grocery items. I am still learning the ropes on this but it seems to work out well. Here you can get more gift cards to a lot of great places!
6. Return Items that don't work for you. I often buy clothes or makeup and sometimes I just think eh its okay. Return these items! Don't buy things that aren't 100% and make up stores are really good about taking things back if its not exactly what you want. I feel like I have lost so much money by keeping things I was just too lazy to return.
7. Upwork. This is a site that lets you do some work on the side, you do need 3 references but you can do anything form social media work, photoshop, to secretary items. They give different hour options and prices. It s a really easy way to do some things on the side by your terms.
I hope this helps to trim the fat on some areas or make some extra cash if you are looking to save more money! What tips do you have? I'm always looking for new ways.